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Check if you’re eligible
YOU ARE BUYING OR BUILDING A HOME
Homes built under eligible building standards
| Building Standard | Insurance Premium Refund |
|---|---|
| R-2000 (national) | 25% |
| Built Green™ (national) | 15% |
| ENERGY STAR® (national) | 15% |
| GreenHouse™ (Ontario) | 15% |
| GreenHome™ (Yukon) | 15% |
| LEED Canada for Homes (national) | 15% |
| Novoclimat (Quebec) | 15% |
| Manitoba Hydro’s New Homes Program (Manitoba) | 15% |
Homes not built under eligible building standards
If your home isn’t built to eligible building standards, have it assessed by a Natural Resources Canada (NRCan) qualified energy advisor.
Your advisor will measure your home’s efficiency using one of two EnerGuide scales: the 0-100 scale or the gigajoules (GJ) per year scale.
| EnerGuide 0-100 Rating | Insurance Premium Refund |
|---|---|
| 82-85 | 15% |
| 86-100 | 25% |
| EnerGuide GJ/Year Rating | Insurance Premium Refund |
|---|---|
| At least 15% lower than “A Typical New Home” | 15% |
| At least 40% lower than “A Typical New Home” | 25% |
YOU ARE BUYING A CONDO
If your building meets the LEED Canada New Construction standard (Certified, Silver, Gold or Platinum), you automatically qualify for a 15% refund.
If your building is designed to be 20% more energy-efficient than compliance with the energy provisions of the applicable building code, you may be eligible for a 15% refund.
If your building is designed to be 40% more energy-efficient than compliance with the energy provisions of the applicable building code, you may be eligible for a 25% refund.
YOU ARE RENOVATING A HOME
If you purchase an existing home and make energy-efficient improvements you may be eligible for a CMHC Green Home premium refund.
Before and after you make the improvements, have your home assessed by a Natural Resources Canada (NRCan) qualified energy advisor.
Your advisor will measure your home’s efficiency using one of two EnerGuide scales: the 0-100 scale or the gigajoules (GJ) per year scale.
| EnerGuide rating 0-100 scale | EnerGuide rating Gigajoules scale | |||
|---|---|---|---|---|
| If pre-retrofit rating is < 55 | If pre-retrofit rating is ≥ 55 | If pre-retrofit rating is ≥ 200 | If pre-retrofit rating is < 200 | |
| 15% Insurance Premium Refund | Minimum increase of 10 points, with resulting rating of at least 60 | Minimum increase of 5 points | Minimum decrease of 45 GJ/year, with resulting GJ/year not to exceed 250 | Minimum decrease of 20 GJ/year |
| 25% Insurance Premium Refund | Minimum increase of 20 points, with resulting rating of at least 60 | Minimum increase of 10 points | Minimum decrease of 90 GJ/year, with resulting GJ/year not to exceed 250 | Minimum decrease of 45 GJ/year |
Download the Green Home application form to apply. Your application must be submitted within 24 months of the closing date of your mortgage.
The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.
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